Program Overview
This one-week course offers a comprehensive exploration of India’s RegTech and FinTech risk ecosystem. Participants will gain insights into cutting-edge technologies like AI/ML, blockchain, and big data used for compliance, fraud detection, and cybersecurity. The program will also focus on India’s regulatory frameworks (RBI guidelines, DPDP Act, PMLA) and their implications for FinTechs. Through case studies, simulations, and brainstorming exercises, attendees will learn to evaluate startups, identify systemic risks, and strategize effective risk mitigation. Delivered by industry veterans, the course prepares participants to navigate the evolving landscape of RegTech and FinTech risk in India.
Target audiences
- PE/VC investors focusing on RegTech, FinTech, and risk management startups
- Investment analysts researching the compliance and risk domains in the financial ecosystem
- Risk officers and compliance professionals in financial institutions
- Cybersecurity consultants working in FinTech
- Senior executives and decision-makers in FinTech and RegTech startups
Curriculum
- 7 Sections
- 27 Lessons
- 1 Day
Expand all sectionsCollapse all sections
- Module 1: Introduction to RegTech and FinTech Risks4
- 1.1Overview of RegTech: definition, scope, and growth in the Indian financial ecosystem
- 1.2Categories of FinTech risks: regulatory, operational, cyber, fraud, and market risks
- 1.3Key drivers: increasing digital transactions, regulatory pressure, and the rise of data-driven financial services
- 1.4Role of RegTech in mitigating risks and ensuring compliance
- Module 2: Technological Innovations in RegTech for Risk Management5
- 2.1AI/ML for real-time fraud detection, compliance automation, and credit scoring
- 2.2Blockchain for secure transactions, identity verification, and anti-money laundering (AML)
- 2.3Big Data and predictive analytics for risk modeling and decision-making
- 2.4Smart contracts for regulatory reporting and audits
- 2.5Tools: AML platforms (Actimize, ComplyAdvantage), KYC tools (Jumio, Onfido), and API-based compliance monitoring
- Module 3: Regulatory Landscape in India4
- 3.1Overview of key regulations: RBI’s FinTech sandbox, PMLA, and data privacy laws (DPDP Act 2023)
- 3.2Role of SEBI and IRDAI in FinTech and RegTech oversight
- 3.3Compliance challenges for FinTechs: adapting to ever-evolving regulatory requirements
- 3.4Industry initiatives: NPCI’s role in standardizing digital payments and fraud prevention
- Module 4: Cybersecurity and Data Privacy Risks4
- 4.1Key cybersecurity threats in FinTech: phishing, ransomware, and insider fraud
- 4.2Data privacy challenges: securing sensitive financial data under DPDP Act and GDPR frameworks
- 4.3Biometric and multi-factor authentication: best practices for securing digital identities
- 4.4Role of RegTech in monitoring cybersecurity breaches and regulatory reporting
- Module 5: Operational and Systemic Risks in FinTech4
- 5.1Risks from neobanks, BNPL (Buy Now Pay Later), and embedded finance platforms
- 5.2Interconnectedness of FinTech players and traditional banking systems: systemic risk implications
- 5.3Crisis management strategies: from fraud detection to regulatory interventions
- 5.4Case studies: failures and learnings from Indian FinTechs
- Module 6: Investing in RegTech and FinTech Risk Mitigation Solutions3
- Module 7: Interactive Cohort Exercises3
Instructor
