Program Overview
This program provides a comprehensive understanding of the technical and functional aspects of digital payment systems, including UPI, NEFT, and RTGS. Participants will gain insights into the critical challenges of scalability, fraud prevention, and the latest trends shaping real-time payments. Through a mix of conceptual sessions, real-world examples, and interactive exercises, this program equips participants with practical knowledge and problem-solving skills essential for navigating and excelling in the evolving landscape of digital payments.
Features
- Understand the end-to-end flow of digital payment systems and their key components.
- Identify functional challenges in scalability and fraud prevention within UPI and other systems.
- Explore emerging trends in real-time payment innovations and their potential implications.
- Solve real-world challenges using practical examples and interactive simulations.
Target audiences
- Professionals working in payment operations, banking, financial services, fintech, and IT.
Curriculum
- 4 Sections
- 18 Lessons
- 1 Day
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- Introduction to Digital Payments Infrastructure5
- 1.1Overview of digital payments ecosystem
- 1.2Key payment systems: UPI, NEFT, RTGS – features and differentiators
- 1.3End-to-end flow: From customer initiation to settlement
- 1.4Key terms: IMPS, NPCI, Interoperability, API integrations
- 1.5Learning Activity: Interactive visualization of the UPI payment lifecycle.
- Technical Flow and Scalability Challenges4
- 2.1Technical architecture of UPI and other systems: Middleware, switches, and settlement layers
- 2.2Scalability bottlenecks: Transaction volume surges, API rate limits, and infrastructure constraints
- 2.3Fraud prevention: Authentication protocols, tokenization, and anomaly detection
- 2.4Case study analysis on system downtime and strategies for handling high transaction volumes.
- Real-Life Challenges and Solutions in UPI Operations4
- Emerging Trends in Real-Time Payments5
- 4.1Trends: Cross-border UPI payments, AI in fraud detection, and offline UPI payments
- 4.2Innovations in real-time payment ecosystems globally
- 4.3Regulatory landscape and future directions
- 4.4Simulation exercise: Build a blueprint for a scalable UPI system addressing fraud and emerging trends.
- 4.5Quiz on key concepts and technical flows.
Instructor
