Program Overview
This immersive program helps business, finance, and strategy leaders understand how embedded finance—the seamless integration of payments, lending, insurance, and investment products into non-financial offerings—can revolutionize their value chains. Participants will explore frameworks for platform business models, FinTech-as-a-Service architectures, and data-driven monetization. Through industry case studies (automotive, retail, logistics, and manufacturing) and interactive design exercises, they will learn how to partner with FinTechs, manage regulatory risks, and launch scalable financial innovations that increase customer stickiness and recurring revenues.
Features
- Understand the architecture, economics, and regulatory context of embedded finance ecosystems
- Understand the architecture, economics, and regulatory context of embedded finance ecosystems
- Evaluate partnership structures between FinTechs, OEMs, and service providers
- Build an innovation roadmap integrating embedded finance into existing business models
Target audiences
- Finance & Revenue Strategy Managers
- Digital Transformation & Product Managers
- Business Innovation, Growth & GTM Managers
- Partnership & Ecosystem Managers
Curriculum
- 6 Sections
- 38 Lessons
- 1 Day
Expand all sectionsCollapse all sections
- The Evolution & Architecture of Embedded Finance6
- 1.1Definition & Components of Embedded Finance
- 1.2Open Banking & API-driven ecosystems
- 1.3FinTech-as-a-Service (FaaS) architecture
- 1.4Platformization and ecosystem economics
- 1.5Revenue models: interchange, referral, subscription, float
- 1.6Exercise: Identify embedded finance touchpoints in their current business operations
- Use Cases Across Non-Financial Industries9
- 2.1B2B & B2C Embedded Payments (e.g., UPI, BNPL, wallet integration)
- 2.2Embedded Lending — supplier and dealer credit ecosystems
- 2.3Embedded Insurance — warranty, equipment, delivery protection
- 2.4Mobility & Auto Finance — EV leasing, battery-as-a-service models
- 2.5Industrial platforms integrating credit, insurance & ESG finance
- 2.6Industry Example:Tesla’s in-house finance stack for EV sales & insurance
- 2.7Industry Example: Amazon’s merchant lending & payment ecosystem
- 2.8Mahindra’s dealer finance platform for tractors and spare parts
- 2.9Case-mapping — Design a simple embedded finance value chain for their sector
- Business Model Innovation & Value Realization8
- 3.1Platform economics and two-sided market models
- 3.2Data monetization and financial inclusion levers
- 3.3API partnerships between OEMs, FinTechs, and banks
- 3.4Pricing models and revenue sharing frameworks
- 3.5Regulatory and risk management implications (RBI, PSD2, GDPR)
- 3.6Case Example: Ola Money and PhonePe as case studies in financial ecosystem creation
- 3.7Case Example: Manufacturing marketplaces (e.g., BharatPe for SMEs)
- 3.8Business Model Canvas – Design a Finance-Enabled Ecosystem Model using real business data.
- Data, Risk & Governance in Embedded Finance7
- 4.1KYC, AML, and transaction monitoring for non-banking platforms
- 4.2Credit scoring via alternate data (IoT, telematics, transaction data)
- 4.3Cybersecurity & privacy frameworks
- 4.4Smart contracts and blockchain in embedded finance
- 4.5ESG-linked embedded finance and sustainability finance integrations
- 4.6Example: How insurance and warranty data drive dynamic pricing and risk-based offers
- 4.7Risk-mapping exercise — Identify key compliance and data risks in a sample embedded lending model
- Future Outlook – AI, Blockchain & Embedded ESG Finance6
- 5.1AI for credit decisioning & personalized financial journeys
- 5.2Blockchain for transaction traceability and tokenized assets
- 5.3ESG & Green Finance integrations into product platforms
- 5.4Metaverse & Digital Twin commerce payments
- 5.5Regulatory sandboxes & innovation accelerators
- 5.6Exercise: Brainstorm a futuristic “Finance-as-a-Feature” concept for their organization
- Action Planning & Industry Alignment2
Instructor
