Curriculum
- 6 Sections
- 38 Lessons
- 1 Day
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- The Evolution & Architecture of Embedded Finance6
- 1.1Definition & Components of Embedded Finance
- 1.2Open Banking & API-driven ecosystems
- 1.3FinTech-as-a-Service (FaaS) architecture
- 1.4Platformization and ecosystem economics
- 1.5Revenue models: interchange, referral, subscription, float
- 1.6Exercise: Identify embedded finance touchpoints in their current business operations
- Use Cases Across Non-Financial Industries9
- 2.1B2B & B2C Embedded Payments (e.g., UPI, BNPL, wallet integration)
- 2.2Embedded Lending — supplier and dealer credit ecosystems
- 2.3Embedded Insurance — warranty, equipment, delivery protection
- 2.4Mobility & Auto Finance — EV leasing, battery-as-a-service models
- 2.5Industrial platforms integrating credit, insurance & ESG finance
- 2.6Industry Example:Tesla’s in-house finance stack for EV sales & insurance
- 2.7Industry Example: Amazon’s merchant lending & payment ecosystem
- 2.8Mahindra’s dealer finance platform for tractors and spare parts
- 2.9Case-mapping — Design a simple embedded finance value chain for their sector
- Business Model Innovation & Value Realization8
- 3.1Platform economics and two-sided market models
- 3.2Data monetization and financial inclusion levers
- 3.3API partnerships between OEMs, FinTechs, and banks
- 3.4Pricing models and revenue sharing frameworks
- 3.5Regulatory and risk management implications (RBI, PSD2, GDPR)
- 3.6Case Example: Ola Money and PhonePe as case studies in financial ecosystem creation
- 3.7Case Example: Manufacturing marketplaces (e.g., BharatPe for SMEs)
- 3.8Business Model Canvas – Design a Finance-Enabled Ecosystem Model using real business data.
- Data, Risk & Governance in Embedded Finance7
- 4.1KYC, AML, and transaction monitoring for non-banking platforms
- 4.2Credit scoring via alternate data (IoT, telematics, transaction data)
- 4.3Cybersecurity & privacy frameworks
- 4.4Smart contracts and blockchain in embedded finance
- 4.5ESG-linked embedded finance and sustainability finance integrations
- 4.6Example: How insurance and warranty data drive dynamic pricing and risk-based offers
- 4.7Risk-mapping exercise — Identify key compliance and data risks in a sample embedded lending model
- Future Outlook – AI, Blockchain & Embedded ESG Finance6
- 5.1AI for credit decisioning & personalized financial journeys
- 5.2Blockchain for transaction traceability and tokenized assets
- 5.3ESG & Green Finance integrations into product platforms
- 5.4Metaverse & Digital Twin commerce payments
- 5.5Regulatory sandboxes & innovation accelerators
- 5.6Exercise: Brainstorm a futuristic “Finance-as-a-Feature” concept for their organization
- Action Planning & Industry Alignment2
Open Banking & API-driven ecosystems
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